| Module | v1.0 (MVP) | v1.1 “1st Updated” | |--------|-------------|----------------------| | Auth method | PIN only | PIN + 2FA + biometric | | Database schema | Single ledger | Sharded + indexed | | API response time | 350 ms | 180 ms | | Supported currencies | 1 (local) | 5 (incl. USD, EUR) |
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